Are Kitchen Cabinet Doors Required For Fha
Camila Farah
However that does not equal a stamp of approval on the property as such it needs to pass the required appraisal and that means the home must comply to local or state code.
The appraiser is primarily concerned with determining the market value of the home. Fha inspection guidelines require each property to contain a certain number of rooms. More specifically the model codes do not contain any minimum requirements for the durability of such items as doors windows gutters and downspouts painting and wall coverings kitchen cabinets and carpeting. Lever type complies with ansi 4 13 9 accessible and usable doors in buildings containing covered dwelling units 3 2.
The home appraisal on the other hand generally is required for fha insured mortgage loans. Clear floor space at fixtures and appliances the guidelines specify that a 30 inch x 48 inch clear floor space be provided at each kitchen appliance or fixture and that each of these clear floor spaces adjoin the accessible route that must pass into and through the kitchen. Homes and projects financed by fha insured mortgages are the collateral for these loans and their lack of durability can increase fha s financial risk in the event of default. Then fha inspections relaxed a little and repair guidelines softened beginning in january 2006.
These instructions would be considered by the appraiser in addition to but in replacement of state and or local building code. At the very least each property must possess a kitchen with a functional stove a separate bathroom. Information is not required by hud the fair housing act or the guidelines. What appliances does fha require in the kitchen to close on a house.
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The fha loan rules for minimum property standards in hud 4000 1 include a section describing general requirements for the living unit. We couldn t speculate whether or not such a situation would pass the appraisal or not except to say that missing cabinet doors is not addressed in the fha minimum property requirements. Fha reimburses lenders in the.
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